| 1 | Feb 20, '25 | Grok 3 feels like talking with an adult. Claude is still lobotimized. | 121× | 2.4M | 6.4k | 423 | 585 |
| 2 | Mar 30, '25 | Software engineers are highly-paid farmers, tending their crops by hand. We just invented the combine harvester. The world is going have a lot more food and a lot fewer farmers in | 96× | 1.9M | 11k | 754 | 2.8k |
| 3 | Dec 29, '24 | The problem with Europe is that they’re unironically proud of this shit. | 87.3× | 1.7M | 13k | 671 | 552 |
| 4 | Mar 10, '25 | Cursor blew my mind for about 3 days. Then it started getting confused as my codebase got larger. I switched to Windsurf 20 mins ago. It handled the larger codebase easily. Since t | 56.8× | 1.1M | 4.6k | 142 | 2.6k |
| 5 | Feb 21, '25 | I worry that "AI is going to make doctors/lawyers/whatever more effective" is just cope. It's only true over a 1-3 year time horizon. AI is going to steamroll all knowledge work in | 51× | 1M | 5.1k | 242 | 1.1k |
| 6 | Oct 11, '24 | Why doesn’t the UK have more startups? Capital is fixed, technical talent is world class, tax incentives are great, visas mostly fine, university IP problems seem like they’re gett | 47× | 925k | 4.5k | 499 | 1.6k |
| 7 | Oct 12, '25 | Hearing from a lot of good founders that AI tools are writing most of their code now. Software engineers orchestrate the AI. They are also finding it extremely hard to hire because | 45.4× | 893k | 2.9k | 154 | 798 |
| 8 | Oct 22, '25 | I try to talk to Gen Z like they’re adults but they say lowkey in every other sentence and it makes me crazy. | 40.2× | 792k | 5.5k | 156 | 318 |
| 9 | Nov 15, '24 | An uncomfortable truth: a small minority of people are dramatically smarter and more effective than average. Most folks have never seen these people operate first-hand. It's both a | 38.2× | 752k | 5.6k | 274 | 1.5k |
| 10 | Mar 2, '25 | It's shocking to see how badly the big tech companies are fumbling AI. | 36.8× | 724k | 9.5k | 174 | 523 |
| 11 | Aug 4, '25 | Today is the deadline for the YC fall batch. It takes 30 minutes to write an application and could change the next 10 years of your life. | 36.7× | 722k | 723 | 39 | 139 |
| 12 | Nov 1, '24 | I feel like with a small team and 2-3 years, proven tech founders could automate huge chunks of the government. I would sign up for a tour of duty (in the UK). It would need a lot | 35.5× | 698k | 2.2k | 112 | 342 |
| 13 | Apr 17, '25 | I want an AI voice assistant that can interact with my email and calendar. It would let me catch up on admin during my 15 minute drive to work before the day really starts. Has any | 35.3× | 695k | 2.5k | 73 | 1.7k |
| 14 | Nov 7, '25 | The "non-technical" CTO has a computer science degree and was a software engineer at Google. | 27.8× | 547k | 1.6k | 33 | 286 |
| 15 | Mar 5, '25 | Before very long, we’re going to be able to give an LLM the login details to a complex SaaS application and the AI will clone it end-to-end. Plus import your data for free. My bet | 27.5× | 542k | 3.1k | 164 | 1.2k |
| 16 | May 15, '25 | Imagine if Elon had just stuck with building rockets and self-driving cars and humanoid robots and brain implants. Top 5 human of all time. Instead he had to go and buy a social ne | 27.1× | 534k | 2.8k | 98 | 185 |
| 17 | Nov 17, '24 | Taxing unrealized gains is bonkers. But accruing tax on unrealized gains makes a lot of sense. I built @monzo when I lived in the UK and accrued a lot of (paper) gains during that | 25.9× | 510k | 2.5k | 115 | 650 |
| 18 | Oct 24, '25 | It's so easy to be cynical and sound clever. Most startups fail, so the cynics are usually right. But the ones that succeed change the world. YC was the first investor in Starcloud | 24.6× | 484k | 885 | 43 | 135 |
| 19 | May 1, '25 | Season 7 of Silicon Valley | 24× | 473k | 5.8k | 181 | 407 |
| 20 | May 20, '24 | Stanford and Berkeley students start companies at 5x the rate of Oxford and Cambridge. Why the smartest, most technical people in the UK should take more risk 🚀 | 22.8× | 449k | 1.2k | 175 | 672 |
| 21 | Apr 12, '19 | Hey @AskHalifaxBank 👋 It's great to see your updated brand identity, but it looks like you forgot to update couple of things. The card in the photo still displays the @monzo BIN ( | 22.5× | 0 | 6.7k | 1.7k | 48 |
| 22 | Mar 10, '25 | I'm actually surprised that Claude Code didn't launch as a VS Code plugin. The terminal interface is pretty gnarly. Are there really no front-end devs at Anthropic?! | 20.4× | 401k | 898 | 7 | 166 |
| 23 | Nov 2, '25 | There's obviously some grade inflation going on, but I saw a fascinating trend at Oxford University over the last 80 years. Students in the 1950s had minimal pressure to do well; m | 19.8× | 391k | 1.9k | 41 | 395 |
| 24 | Oct 8, '24 | These kinds of investor updates make me so angry. "Our revenue is still $0... so we've agreed a more aggressive hiring plan with [our lead VC] which will mean that we will be aroun | 18.6× | 367k | 902 | 20 | 164 |
| 25 | Jan 15, '25 | There is no doubt that I made bad DEI hires when I was running my company. It really happened. It was a massive mistake. But now, the number of talented black women in leadership p | 18.4× | 361k | 689 | 14 | 86 |
| 26 | Mar 19, '24 | I’ve noticed a pattern with some AI startups that are producing flashy demos with very low customer engagement. They are usually solving occasional problems. An example is “use nat | 17.1× | 337k | 1.1k | 83 | 902 |
| 27 | Nov 13, '24 | I'm so impressed with @imperialcollege Ranked Number 2 in the world, overtaking Oxford and Cambridge. Their top graduates are coming out with useful degrees like Computer Science, | 16.8× | 331k | 1.6k | 112 | 282 |
| 28 | Jul 18, '25 | It's an open secret in the industry that the AI customer service tools with famous founders and hundreds of millions in funding are vaporware. Expect to see a bunch of companies an | 15.6× | 307k | 1.4k | 52 | 627 |
| 29 | May 29, '25 | “I’ll invest if you find a lead” is the single lamest thing an investor can say. | 13.9× | 273k | 2.6k | 134 | 248 |
| 30 | Jan 14, '25 | It's surprising just how quickly the "end of woke" and "down with DEI" has just transitioned into a legit resurgence of racists, homophobes and bigots. | 13.9× | 273k | 1.8k | 98 | 159 |
| 31 | Jul 14, '25 | I get so many emails every day that it's becoming unmanageable. If I reply "no thanks", the sender tries to convince me otherwise. If I don't reply, I get a "just bumping this up" | 13.4× | 264k | 1.7k | 28 | 403 |
| 32 | Jan 31, '24 | Before I was 30 years old, I’d started 2 companies that are each now worth over a billion dollars. And it almost broke me. Here’s my story. | 13× | 257k | 957 | 85 | 829 |
| 33 | Nov 15, '23 | Here's an idea I wish someone would build: Mixpanel-style analytics for customer unit economics. At @monzo, we had an event-driven data architecture that allowed us to assign cost | 12.9× | 254k | 960 | 76 | 839 |
| 34 | May 14, '24 | I’m halfway through a day of @ycombinator interviews and my whole body is tingling. Incredibly talented people are working on the most ambitious ideas I’ve ever seen. I don’t think | 12.5× | 245k | 1.4k | 127 | 482 |
| 35 | Mar 1, '24 | When YC applicants write about why they’re not moving to SF to run their startup, it’s always because they firmly believe the strategically optimal place to base their company is t | 12.2× | 240k | 499 | 14 | 139 |
| 36 | Feb 4, '25 | 🧑💻 Request for Design Partners 👩💻 At YC, I work with a number of highly technical young founders who can build mind-blowing stuff with the latest AI-based tools. But they don | 11.9× | 235k | 882 | 59 | 610 |
| 37 | Oct 31, '25 | I swear we’re gonna get AGI before reliable A/V setup | 11.7× | 230k | 1.2k | 36 | 47 |
| 38 | Nov 15, '23 | I'm so annoyed by the parasitic "tech communities" in San Francisco that invite founders to join for "mentorship and advice". You sign a legal agreement, but they don't have any ob | 11.5× | 226k | 524 | 44 | 111 |
| 39 | Apr 24, '24 | Startups often struggle with naming. Early at @monzo, we had an ugly 12 month trademark dispute over “mondo”, our original name. So @jonas, my cofounder at @monzo, started a side p | 11.2× | 221k | 501 | 31 | 504 |
| 40 | Dec 30, '24 | I love USB-C. I used a Google Pixel for 5 years because it had USB-C. I only switched back to the iPhone when they moved to USB-C. But I have a problem with a regulator defining te | 11.2× | 220k | 1.6k | 79 | 65 |
| 41 | Mar 14, '25 | RecipeNinja is an app I vibecoded in Windsurf. It took me about 20 hours over the last 2 weeks. I wrote zero lines of code. I am more convinced than ever that coding (and all knowl | 11.2× | 220k | 923 | 51 | 807 |
| 42 | Mar 30, '25 | I think this is true of doctors and lawyers too, but maybe a year or two later. We're going to have an abundance of incredibly high-quality knowledge work at very low prices. Inste | 10× | 197k | 719 | 21 | 139 |
| 43 | Mar 30, '25 | RIP Tumblr 🪦 All-in, it cost me $15 in Claude credits and about 3 hours of my time to migrate off Tumblr and onto a custom blog. I am more and more convinced that people and compa | 10.0× | 196k | 943 | 39 | 509 |
| 44 | Mar 20, '24 | One of the bravest and most disciplined companies I’ve worked with sent investor updates every month with “$0 revenue” at the very top. They sent it consistently every month for mo | 9.7× | 191k | 902 | 60 | 410 |
| 45 | Nov 8, '24 | When was the last time someone tried running on the promise of extreme competence in government? I’m pretty fed up of the left vs right nonsense. I just want an effective, technocr | 9.3× | 183k | 1.4k | 35 | 110 |
| 46 | Apr 2, '25 | New Blog Post: Are we entering an age of abundance? Technological progress is accelerating very rapidly and I don't think most people are prepared for that future. My bet is that t | 9.1× | 179k | 506 | 48 | 297 |
| 47 | Jul 18, '23 | I’ve never used a pitch deck to fundraise. Instead, I kicked off every raise by staring unblinkingly at the investor's right eye. They always blink first. Here's why I think founde | 9.0× | 177k | 527 | 16 | 97 |
| 48 | Nov 23, '24 | Seems like there are a lot of people in London who want to talk about startups | 8.8× | 174k | 1.7k | 75 | 160 |
| 49 | Nov 1, '24 | Waymo is a dramatically better experience than Uber, but the wait times during peak hours make it unusable at those times. Surge pricing is a smart mechanism that increases Uber’s | 8.8× | 173k | 829 | 13 | 72 |
| 50 | Jul 8, '24 | I have had bad tinnitus for the last 3 years. I scored around 75 on THI - it was pretty debilitating. I tried cutting out alcohol, caffeine, sleeping more - nothing really helped. | 8.5× | 168k | 461 | 15 | 647 |
| 51 | Apr 25, '24 | I’m trying to figure out why so many startups are focusing on sales automation at the moment. At big companies, there are thousands of tedious, manual processes that are performed | 8.3× | 163k | 498 | 32 | 321 |
| 52 | Oct 17, '24 | Trying to encourage people in the UK to start companies 🤷♂️ | 8.2× | 161k | 959 | 45 | 171 |
| 53 | Jan 10, '25 | An common observation after week 1 of a new YC batch: Many companies have decided to tackle a problem that’s 10x more ambitious than their initial idea. Simply surrounding yourself | 8.0× | 157k | 1.1k | 75 | 209 |
| 54 | Oct 10, '25 | Heard from a company in London: We have found the UK visa sponsorship process to be excellent - we’ve sponsored several visas for super talented engineers. Process takes jut a coup | 8.0× | 157k | 1.2k | 52 | 241 |
| 55 | Nov 16, '23 | One of the best parts of the YC job is telephoning founders to tell them they've been accepted. The sheer excitement and emotion is inspiring. | 7.9× | 156k | 513 | 15 | 26 |
| 56 | May 20, '24 | 60% of the companies I have funded so far for the Summer 24 batch of @ycombinator have European founders. They're working on some amazing stuff: 💻 Quantum computers 🍟 Energy effi | 7.7× | 152k | 620 | 34 | 158 |
| 57 | Nov 8, '24 | Humans are mimetic. Your peer group has an outsized impact on your mindset and aspirations. If you surround yourself with status-seekers and credentialists, you’ll aspire to get a | 7.7× | 152k | 1.5k | 140 | 629 |
| 58 | Oct 8, '24 | One of my most common pieces of b2b sales advice is "Don't sell to other startups". They are bad customers. Most of them don't know what they're doing. They don't have the same pro | 7.7× | 151k | 650 | 46 | 465 |
| 59 | Mar 16, '24 | Request for startups: I’d like an interactive voice based AI assistant that will help me go through my emails and calendar in the 20 minute drive to work. It should draft emails ba | 7.5× | 148k | 515 | 26 | 255 |
| 60 | Nov 23, '24 | The calm before the storm at @ycombinator Startup School in London. We’ve got 1200 of Europe’s top young programmers, designers and product people in attendance. | 7.3× | 144k | 1.1k | 64 | 107 |
| 61 | May 28, '25 | This is going to kill "daily standups" and "status update" meetings, replacing entire layers of management at companies. | 7.0× | 137k | 697 | 34 | 581 |
| 62 | Jul 19, '24 | Michelle Obama for President with Barack as VP. A winning ticket. | 6.7× | 131k | 483 | 17 | 30 |
| 63 | Nov 6, '25 | There's a commercial landlord in San Francisco that is demanding veto rights on "merger, stock, or asset transfers" of a startup tenant. This seems totally insane. Why should the o | 6.4× | 127k | 654 | 13 | 51 |
| 64 | Feb 8, '23 | Not sure why I'm not having much luck dating at the moment 🤷♂️ | 6.1× | 120k | 562 | 4 | 20 |
| 65 | Apr 17, '24 | The best founders can describe in detail what they’ve built today and then clearly envision how it becomes a really big business in 10 years’ time. It’s essential to hold this micr | 5.2× | 102k | 539 | 43 | 353 |
| 66 | Dec 4, '24 | Plus a 7-10 stretch in jail. | 4.7× | 93k | 815 | 36 | 48 |
| 67 | Nov 12, '24 | Lots of early-stage companies get stuck between servicing mass-market SMBs and larger Enterprise customers, and it causes them a lot of pain. If you can sign Enterprise customers, | 4.6× | 91k | 599 | 33 | 353 |
| 68 | Apr 29, '25 | When building AI tools for highly trained professionals like doctors and lawyers, it’s useful to give the user control of the system prompt. Letting users define how the agents wor | 4.4× | 86k | 494 | 33 | 336 |
| 69 | Nov 15, '24 | I know I'm going to get a world of pain for this tweet, so some caveats: Intellect is necessary but not sufficient. Empathy, communication, courage and a strong sense of moral prin | 4.3× | 85k | 649 | 17 | 96 |
| 70 | Apr 24, '25 | I’ve noticed that when founders fail at sales & marketing, it’s often because they’re cosplaying as a (bad) salesperson. Instead of asking themselves “what kind of message would I | 4.3× | 85k | 597 | 19 | 239 |
| 71 | Oct 15, '21 | To make an investment in a German startup, I've had to use a notary to sign power of attorney, then send it to the Foreign and Commonwealth Office to be apostilled. Then wait 3-4 w | 4.3× | 0 | 1.4k | 151 | 135 |
| 72 | May 1, '25 | It's weird how Twitter went from being very left-leaning to hardcore MAGA for about 12 months and has now reverted back to "no Trump is actually a moron". | 4.1× | 80k | 888 | 20 | 30 |
| 73 | May 10, '25 | Founders learning about fundraising by reading TechCrunch is like teenagers learning about sex by watching Pornhub. | 4.0× | 79k | 707 | 24 | 89 |
| 74 | Dec 17, '18 | People used say "no-one switches to a new bank". That stopped when @monzo hit a million customers Next came "but no-one's putting their salary in." In 2018, we've gone from 10% to | 3.8× | 0 | 1.4k | 235 | 18 |
| 75 | Oct 6, '25 | Someone asked me if I was going to sf tech week Dude, every week is tech week here 🤦♂️ | 3.8× | 74k | 976 | 33 | 37 |
| 76 | Nov 24, '24 | Competition regulators are like a bunch of religious zealots trying to tell the rest of us how to live our lives based on their sacred texts. I like Google Chrome. I like Google se | 3.4× | 66k | 565 | 30 | 63 |
| 77 | Nov 17, '24 | There’s a related tax dodge where billionaires borrow huge sums secured against shares in their company rather than selling them, precisely to avoid realizing gains and incurring t | 3.1× | 62k | 427 | 9 | 78 |
| 78 | Apr 3, '25 | Super useful trick when you're vibecoding any complex new piece of functionality. Get a reference implementation working in a standalone repo. Make sure its working & you're happy | 2.9× | 56k | 484 | 15 | 461 |
| 79 | Oct 29, '25 | If government ministers can’t even keep track of the regulations, maybe it’s a sign the UK has too many of them? | 2.8× | 55k | 1.2k | 85 | 22 |
| 80 | Oct 25, '24 | Unsubscribing from @LinkedIn email updates might be the most hostile UX I've ever experienced You have to click into each section to unsubscribe. Several sections have sub-sections | 2.3× | 45k | 524 | 16 | 35 |
| 81 | Mar 14, '19 | Parliament now agrees that: It doesn't want the deal It doesn't want no deal It doesn't want a second referendum I'm genuinely confused. What's left? 🤔 | 2.1× | 0 | 745 | 118 | 1 |
| 82 | Dec 21, '24 | Unfortunately, I think the question that ChatGPT is actually answering is “what does Reddit collectively believe are the top 5 books a human should read.” | 2.0× | 40k | 478 | 11 | 23 |
| 83 | Aug 1, '22 | How Monzo grew to 1 million customers with ~zero marketing budget | 2.0× | 0 | 467 | 71 | 200 |
| 84 | Sep 7, '18 | At 8:08pm last night we declared a security incident @monzo regarding the @British_Airways breach. 11:07pm, we'd ordered 1300 replacement debit cards for customers who'd spent mone | 2.0× | 0 | 688 | 108 | 1 |
| 85 | Oct 1, '19 | Interesting comparison: @RevolutApp has 7m users and 1.1m daily actives. 16% @monzo has 3m users and 1.7m daily actives. 57% | 1.6× | 0 | 557 | 100 | 24 |
| 86 | Jan 20, '21 | I just finished my last all-hands and Q&A with the @monzo team. So many great memories and awesome team-mates. It's been a blast. I'm looking forward to some extended relaxatio | 1.5× | 0 | 647 | 28 | 8 |
| 87 | Jan 3, '19 | We will welcome 32 new joiners to @monzo this Monday. Last year on this day, there were 189 Monzonauts. We now have 654, 35% of whom work remotely 🚀 Interested in joining? | 1.3× | 0 | 525 | 51 | 7 |
| 88 | Aug 4, '25 | @raastapopoulos I guess you could do that, but it seems like it would be a wasted opportunity. Maybe you could do what I did; start two multi-billion dollar companies that more tha | 1.2× | 25k | 576 | 8 | 20 |
| 89 | Mar 28, '18 | Every episode of Silicon Valley feels like a deeply uncomfortable parody of my startup life. | 1.2× | 0 | 550 | 47 | 0 |
| 90 | Jan 11, '19 | I'm so proud of this ❤️ @firstdirect's service has long been a source of inspiration at @monzo. To pip them for top place by 1% in our first year offering current accounts is an am | 1.1× | 0 | 463 | 52 | 3 |
| 91 | Nov 17, '24 | @yar_vol @monzo No - I have no desire to dodge taxes. I strongly believe that successful people have a duty to contribute to the societies that enabled their success. | 1.0× | 21k | 546 | 17 | 8 |
| 92 | Oct 22, '25 | @Innovate_FB It highkey drives me insane | 1.0× | 20k | 576 | 2 | 4 |
| 93 | May 2, '19 | Some killer stats in this @YouGov article. 2% of Brits already have a @monzo account, despite only 11% of the nation having heard of the company. Net satisfaction score of +89 beat | 1.0× | 0 | 417 | 56 | 4 |
| 94 | Jul 21, '19 | If this banking thing doesn't work out, I'm going to become a potter. | 1.0× | 0 | 499 | 9 | 5 |
| 95 | Jun 7, '19 | Using @monzo on the NYC subway! | 1.0× | 0 | 458 | 19 | 5 |
| 96 | Sep 15, '17 | After 18 years, I'm finally leaving Natwest. It's been emotional. 🚀💳 @monzo | 1.0× | 0 | 424 | 31 | 0 |
| 97 | Oct 15, '21 | These countries should check out Docusign. | 1.0× | 0 | 478 | 12 | 5 |
| 98 | Jun 13, '18 | Net Promoter Score just hit +80 at @monzo. Average across UK banks last year was +4 | 1.0× | 0 | 388 | 53 | 1 |
| 99 | Apr 3, '18 | I love it when @monzo customers write us nice letters 💌 | 0.8× | 0 | 387 | 32 | 1 |
| 100 | May 6, '21 | A great day spent vaccinating people at the ExCel centre with @stjohnambulance | 0.8× | 0 | 423 | 5 | 1 |
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