Patrick McKenzie

@patio11201k followers

I work for the Internet and am an advisor to @stripe. These are my personal opinions unless otherwise noted.

Open on X
Top outlier
121×
Best organic post
Peak views
4.7M
Single post
Bookmarks
48k
Across 78 organic posts
Last scan
Oct 16
Community cache
Posts 78 posts
#DatePost↓ OutlierViewsLikesRepostsBookmarks
1May 25, '24Interpreting jokes in real time is murderously difficult. Here’s a classic Japan story and then one from me:121×4.7M21k5863.8k
2Jul 25, '24This sounds like a trivial observation and it isn’t: No organization which makes its people pay for coffee wants to win.46.6×1.8M7.2k460843
3Dec 13, '24A contractor said something during this project which I thought was both compassionate and the sign that he was a skilled professional, and I thought I’d share: Scene: My mother, w35.4×1.4M19k1.3k2k
4Oct 25, '24This is sort of a niche financial product but I’ll explain mechanics since plausible a few readers will eventually be able to use it: Banks want you to have ~20% equity in your hou29.7×1.2M2.8k1023.8k
5Oct 25, '23Japanese bank: And how can we help you today? Me: I will need to send a domestic transfer to complete a startup investment. “Absolutely Mr. McKenzie. Will this be to someone you ha28.9×1.1M3.2k142390
6Nov 10, '25"So great to know my code has been accepted into your codebase. I charge very reasonable rates for IP assignment. You'll receive an invoice shortly."27×1.1M16k487992
7Mar 20, '25The Atlantic has an interesting piece on credit card processing. The thesis is that interchange fees redistribute money from poor to rich. I do not subscribe to this thesis.26.7×1M3.1k1572.8k
8Jun 27, '24I like this anecdote of a CEO directing a particular “If you’re making this phone call we’ve already lost a shed load of money and the priority is not to lose more” decision, recou26.1×1M4k2711.1k
9Jul 31, '24The good news: we got much better at running The Sort. The bad news: we got much better at running The Sort.25.5×993k2.3k1131.3k
10Dec 15, '24*two sick and miserable kids* Nurse: What brings you in today? Me: The kids attended a party with other children whose parents have subsequently told us have received strep diagnos23.4×912k3.1k35435
11Jun 3, '23Apparently Walgreens is testing, in Chicago, a “new” concept: almost all goods (save two aisles of “essentials”) behind a barrier, passed over it to the customer in response to an 21.1×822k3.1k135165
12Jul 30, '23I learned a bit about fracking today and even relative to my prior expectation holy cow does it sound like sorcery. As one example of many, how do you think they get information fr20.9×814k2.3k262722
13Feb 14, '25Friendly neighborhood Dangerous Professional advice: If you are ever at a meeting taking notes, and someone at the meeting expresses umbrage that notes are being taken of the meeti20.7×806k7.1k4111.7k
14May 7, '24A lot of what people presume is fixed about airline tickets is a social fiction that the airline empowers tens of thousands of people to waive if you ask nicely. (And there are oth19.3×753k2.3k91983
15Dec 23, '23I miss Japan. Anyhow, as someone who was a professional translator for a few years, if I had written this card it would have been among the best work of my career. It is a work of 18.8×730k7.8k341843
16May 1, '24Insurance: Oh and another thing while I have you on the phone about your new policy: you don't have life insurance with us. Me: I am surprised by that statement. Ins: So I have a r18.1×704k2.3k77782
17Oct 24, '23This demo is not perfect but outperforms probably four nines of all non-heritage Japanese majors in the U.S. Yiiiiiiiiikes that was not on my bingo card for this year.17.4×678k1.8k130460
18Jun 4, '25(n.b. This is extremely well-known among companies which have a business process where you sign things. Most of them use a signature to demonstrate solemnization rather than author16.4×639k6.5k1861.2k
19Jun 10, '24A memorable moment in new employee training for me was when the trainer said that most people working professionally in our field could not whiteboard out funds and data flow betwe15.8×613k2.2k1001.1k
20Jan 24, '25One of the reasons why PDF files that purport to be bank statements are believed to be reliable is that all serious adults understand that if you *$#(%( with one for advantage over15.6×608k2k48743
21Apr 18, '24Bank: Can you get us account statements of all of your bank accounts to underwrite the mortgage? Me: *sigh* And this is why collecting checking accounts is eventually a painful hob15.4×600k1.8k21141
22Aug 16, '23Ruriko: So when do we register with Chicago? Me: We don’t. R: So how does Chicago know everyone who lives in Chicago? Me: It doesn’t. R: … Does America have a government? How do yo14×544k2.8k239383
23Mar 29, '24This is the paradigmatic example of why we have securities laws:13.3×517k2.5k194332
24May 21, '23In the “Japan does a better job at hotels” and “Japan does a better job at taking children seriously”, for ~$12 our hotel had a 20 minute cooking class for children where they got 12.8×499k3.3k145253
25Dec 27, '23You’d be surprised of how much of management, consulting, teaching, senior ICing, etc is: “I want to X.” “Have you written down a plausible plan to get to X with steps listed in or12.8×497k2k1632.4k
26Nov 9, '23Culture is a real thing in the world, and in a healthy engineering culture, someone not involved in immediate firefighting would take that engineer aside within minutes and say “Yo12.7×494k1.6k117271
28Jun 21, '24Two weeks ago my buddy @fulligin pulled me aside and said "I have something to show you." That something was the Daylight Computer, which I was previously unaware of. I've since bo12.3×478k1.7k88964
29Oct 11, '24I am reminded of the absolutely enormous detection of embezzlement as restaurants switched to cash registers, a switch which was not motivated by concerns of embezzlement.10.7×417k3.1k146596
30May 27, '25Apparently Japan Post is debuting the most obvious improvement in addressing for last two decades: address virtualization. You sign up with them and get a short alphanumeric code. 10.5×410k5.8k321904
31Sep 23, '24It’s a bit uplifting, and terrifying, to think “What other graphs do we have which are one (1) competent executive from hockey sticking?”10.5×410k3.9k268473
32Nov 11, '24It is useful to understand when you are dealing with a person who can be persuaded and when you are dealing with a state machine which has formal transitions for some things you co10.3×402k3.7k1301.3k
33Feb 21, '25After feeling the difference between an 800 and a 2,000 over many months, in an impressionistic rather than rigorously journaled fashion, I have one of these permanently in home/ho9.8×380k2k871.3k
34Nov 21, '24Meta comment: this is going to be one of the longest and most heavily cited research results in the software industry.9.5×370k2.4k741.1k
35Jan 6, '25You ever wonder what the conferences between Japanese and U.S. public transit operators sound like? Japan: So core recent concerns: falling ridership in rural areas and whether the9.5×369k2.8k193432
36Mar 8, '25One of the cultural quirks of capitalists is that there are many lies that one is allowed or even encouraged to tell in society, and capitalists are members of society, but are in 9.4×366k2.6k97417
37Nov 8, '23I do not want to break into the strategic popcorn reserve prematurely but the SEC’s legal writing is sometimes hilarious and devastating.9.2×359k2.2k260168
38Mar 5, '25Last year, Vox Media (New York Magazine / The Cut) published a piece about a scam. You might remember it including $50,000 in a shoebox. I was skeptical, about one paragraph in par9.0×349k2.5k71978
39Feb 25, '24Scaled crime is a result of a business process and it’s a very useful lens to understand how that business functions for the purpose of interdicting it.8.7×338k1.9k143473
41Jul 29, '24An extended anecdote to demonstrate the power of a Dangerous Professional incantation: “What are my options?”8.4×326k1.9k123956
42Aug 4, '24Imagine you’re talking to a time traveler back in 2000: “Oh some good news: America does have end-to-end supply chain for high-value electronics.” “Really?” “Receivers for worldwid8.0×310k1.9k116359
43Jan 6, '24I think many people would be surprised at the difficulties billionaires have in converting money into smart people and/or their outputs.7.9×307k1.6k56229
44Dec 1, '17Some people really benefit from hearing advice that everyone knows, for the same reason we keep schools open despite every subject in them having been taught before. In that spirit7.2×06.7k2.3k1k
45Oct 9, '25One of the reasons that professional legal, medical, and financial advice services are expensive is you are buying the right to sue someone. That is a reasonable thing to want. Ano6.5×252k2.4k213353
46Jun 27, '24Banker: What brings you in today? Me: Wire transfer for a house closing. Customer #2: Congratulations we are also closing! Customer #3: So are we! Hey can I maybe ask you to be a w6.2×239k2k37173
47Dec 28, '24I continue to think there’s a fairly titanic gap between the tech industry (as broadly understood) and someone in Columbus working as Network Administrator I at a mortgage company.6.1×237k1.9k81310
48Apr 10, '24Lillian, doing homework: I hurried to get on time to school. Me: Word order. Lillian: Why? Me: It’s just a thing in English; there’s only 1 order that works. Lillian: And I’m just 5.9×229k2k67129
49Aug 19, '24If I had a dollar and could sell it for $1.03, and that required warehousing the dollar for a year, I’d want to shut down this process when the Treasury rate was above 3%. If OTOH 5.2×202k1.6k49211
50Jul 19, '24Me: *cash* Tradesman: Wait how did you get that with the banks down? Me: *explains* Tradesman: Oh that’s creative. Me: Nah. Next plan was creative. Tradesman: What was that? Me: Go5.2×201k1.7k57181
51Sep 9, '17It occurs to me that my hobby in writing letters about the Fair Credit Reporting Act is suddenly topical! So some quick opinionated advice:4.9×04.7k2k23
55Apr 25, '24TSA at O’Hare: Does anyone speak Spanish? crowd: *no takers* TSA: Really? Come on folks, need help. Me: I studied it for a few years but depending on the question it might be diffi3.9×153k1.8k253
56Jun 18, '21In honor of someone’s bad bug today, I will retell a story of my worst bug: Once upon a time I was the CEO and entire engineering team of a company which sent appointment reminders3.9×04.5k997555
57Feb 28, '24Proud papa moment: Liam (7) doing math. “Some elephants are at a river. 2 leave. 13 are left. How many were there at the start? Write an equation and solve.” Liam: “I don’t know wh3.9×152k1.6k2191
58Mar 26, '24Lillian (9) math homework: *picture of a leaf* What is the best estimate of the mass of this leaf? Lillian: That cannot POSSIBLY be enough information to answer this question.3.9×150k2.1k2479
62Jan 14, '25You’ll notice that in society we have many competing classes of prophets. The ones who actually have to be right about the future are despised, while the ones who are never scored 3.7×145k1.9k145280
63Jul 27, '25Japanese toilets often have an exhortation about cleanliness but this one is the hardest I’ve ever seen. <Japanese>A soiled toilet reflects the filth of your soul.</Japane3.7×144k3.1k165308
64Nov 26, '19Tokyo has positive population growth of about 100,000 people a year, and rents and home prices are roughly stable for last decade. How? Outconstructing NYC. And LA. And SF. And Bos3.1×04k1k141
66Jan 23, '24Some people find air travel unpleasant, but every time I visit an airport, I feel like I’m witnessing an intricate worldwide logistical ballet which somehow functions absurdly well3.1×119k1.6k84115
67Aug 21, '24I love Amazon’s “Can we bribe you with a $3 Kindle credit to delay a shipment by a day for cost-control reasons?” option.2.9×111k2.4k2480
68Oct 13, '24If you’ll forgive me for getting on a frequent hobbyhorse, beyond the point about mission-driven enterprises, this is important due to the dignity of labor. Everyone is doing somet2.8×109k2.2k143224
71Oct 4, '17The Equifax ex-CEO throwing an unnamed technician under the bus for the Equifax breach is positively maddening. Some thoughts:2.5×02k1.2k2
74Mar 8, '19This is one of the reasons why "Can you describe what I'd need to do to buy a $50 book?" is a deceptively good question to ask during job interviews (or earlier) for getting a read2.4×03.1k716159
76Jul 3, '24Me: Has anyone seen my ring? Lillian, 9: Yes. It is in my pocket. Me: Why is my ring in your pocket? Lillian: Because I put it there when I found it in the bathroom, one of many pl2.3×91k2.4k4163
79Mar 22, '20b285b048c5f1d12785b50c79e3ba30943f9a26f5968434ac65bd1a3e6fba77de255b5483b903253398f6f2775b34e1066bce13e17cba751b44e5f6ad02f30a042.0×01.9k123519
80Apr 23, '18Periodic observation for the benefit of junior developers: You do not have to be embarrassed about not knowing a particular bit of syntax or API. Googling things efficiently is a c1.9×02.4k65021
82Dec 23, '19I suppose I'll get in on the fun: 1 like = 1 opinionated thought about the intersection of technology and finance, up to a cap of 100.1.9×01.9k207760
83Sep 24, '17Wife: "Hold hands when crossing the street." *2 year old grabs own hands* "OK Mommy." Me: "Oh you're going to be so good at programming."1.9×02.5k7170
85Dec 23, '20An innovation in Japan which I think will arrive everywhere: double-blinded shipping, where neither the sender nor receiver know each other's address. This was negotiated by a larg1.5×01.8k276252
86Nov 30, '22Credit cards are a legacy system. They are extremely important to commerce worldwide, but exhibit path dependence. Much of their functioning under-the-hood derives from decisions m1.4×01.6k147462
87May 5, '21No UI choice I have ever seen is as user-hostile as this interaction.1.4×02.2k21051
88Oct 18, '20FAQ: “How do I get better at writing?” Me: Write a million words. Follow up: “Hah but seriously.” Me: Start with 20,000 words. Everyone gets to that 50 times in their first million1.3×01.8k205216
89Dec 1, '18This is one of the best UX innovations I have ever seen.1.3×01.8k44727
90Apr 9, '19Engagement is a toxic metric. Products which optimize for it become worse. People who optimize for it become less happy. It also seems to generate runaway feedback loops where most1.3×01.7k344107
91May 2, '19Stripe is doubling down on remote engineering. We’ll hire 100+ remote engineers this year.1.3×01.8k29574
92Apr 8, '21A mindset I learned the last few years which I'm getting a lot of use out of recently: "What is the much more ambitious version of that?"1.3×01.7k141327
94Nov 12, '22Crypto, as an ecosystem, is going to be in a much worse state Monday than it is popularly believed to be today.1.3×02k14698
95Sep 30, '22It doesn't matter what a PM at Google tells you; they'll rotate outwards after next perf cycle and it will be a new PM who will be utterly powerless to stop Google's mismanagement 1.2×01.7k171202
97Nov 6, '22Have you ever wondered if perhaps we did not understand the sense of humor of the ancients as they would have expressed through Tiktok had they had Tiktok? Because this is *definit1.1×01.6k175137
99Feb 12, '20Show of hands: how interested would people be in an essay about software private equity?1.0×01.7k1373

Scan another creator

@

Run this on any account.

XOutlier builds this table for every public profile you open on x.com, with live data and every post, not just the top 50.