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David 'JoelKatz' Schwartz

@JoelKatz708k followers

Replacing TradFi with decentralized, censorship-resistant blockchain tech. CTO Emeritus at Ripple; one of the original architects of the XRP ledger.

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Across 94 organic posts
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Oct 17
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Posts 94 posts
#DatePost↓ OutlierViewsLikesRepostsBookmarks
1Sep 30, '25As happens in one’s life, I’ve been taking stock of my last 40 years. It’s been a wild ride. I’ve gone from consulting for the NSA to watching the early stages of Bitcoin. Then, I 37.3×3.7M22k3.6k1.8k
2Jan 27, '25View post on X34.7×3.4M8.9k1.9k1k
4Jan 23, '25We can fight each other or we can align against those who think people shouldn't be allowed to make their own choices. Do we want to repeat the mistake that got us into the mess Tr22.4×2.2M12k2.1k393
5Apr 4, '24A high-quality USD stablecoin on the XRPL – with its decentralized exchange and features like issued currencies, auto-bridging (that uses XRP as the native currency to facilitate t22.2×2.2M7.4k2.2k485
6Dec 24, '22All the elements are now taken: Google has earth. Apple has air. Amazon has fire. Ripple has water.17.7×1.8M11k2.5k621
7Jul 5, '25Current status:17.4×1.7M11k858430
8Dec 31, '22I'm happy to unveil my personal motto for 2023. I've researched it, workshopped it, A/B tested it, and even tested it with focus groups. It's perfect. Without further ado, here it 15.4×1.5M4.6k55852
9Feb 4, '23I'm taking XRP private at $420. Funding secured. ᵀʰⁱˢ ⁱˢ ᵃ ʲᵒᵏᵉ15.3×1.5M6.3k824205
10Jul 13, '23I hereby declare July 13th victory day.15×1.5M25k6.3k451
11Jul 13, '23A lot of scammers are taking advantage of the recent good news to try to cheat and steal. There are no airdrops, giveaways, or special offers associated with this ruling.15×1.5M8k2.3k30
12Aug 25, '25Got my XRP belt on, wearing an XRP t-shirt, holding an XRP rewards credit card at XRPresso … someone pinch me?14.7×1.5M19k2.9k988
13Mar 25, '23Here's an example of the kind of thing I should never, ever tweet.13.8×1.4M7.4k1.4k362
14Dec 9, '24Lock in12.9×1.3M4.6k761200
15Oct 7, '25View post on X12.7×1.3M5.2k558321
16Apr 8, '25Ripple’s acquisition of Hidden Road is a defining moment for the XRP Ledger and XRP. The prime broker clears upwards of $10B and processes over 50M transactions a day on various tr12.5×1.2M13k3.3k1.1k
17Dec 15, '24As RLUSD goes live, there may be supply shortages in the very early days before the market stabilizes. There actually is someone willing to pay $1,200/RLUSD for a tiny fraction of 12.3×1.2M6.7k1.7k572
18Mar 21, '23It seems there's a light switch in my garage that does nothing. Hit it by accident yesterday. Wasn't sure what it did so I switched it back an hour ago. Strange to have one that do11.6×1.2M7.3k1.2k230
20Oct 20, '25XRP community – I promised I’d have an update on my next adventure soon right? Well here’s the start: I’ll be a strategic advisor to @evernorthxrp, helmed by my friend @ashgoblue. 10.3×1M13k2.6k966
21Feb 9, '25If you strike at the king, you'd better not miss.9.8×968k9.8k1.6k454
22Jul 14, '25It's nice to see ETH over $3,000 again.9.7×961k5.3k346201
23Aug 13, '25We’ve been seeing more and more players in the payments and stablecoins space launch their own blockchains. To me, that’s a clear sign the market sees blockchain as core financial 9.4×933k11k2.7k1.4k
24Mar 3, '25I noticed something interesting about many memecoins on XRPL. In many cases, nearly all of their liquidity is in the form of an AMM between XRP and the memecoin. This means that if8.8×868k6.3k1.4k972
25Dec 6, '24View post on X8.7×866k4.3k735265
26Jan 9, '25Three perfect alphas.8.7×859k9.2k1.4k493
27Dec 23, '24"10X times"8.3×825k5.9k1k513
28Mar 21, '25The meaning of this text is completely different when you open it.8.2×815k4.6k648420
29Jun 1, '25Jackpot!8.0×791k5k623542
30Mar 31, '23I swear, I was just getting gas today and saw this. I don't mean to encourage crazy conspiracies. Seriously.7.2×716k7.8k1.2k149
31Mar 2, '25Am I dreaming?!7.2×716k11k1.4k325
32May 18, '23The CBDC Platform reaffirms the significance of the XRP Ledger as it’s built with the same core ledger technology. It has the ability to interact with #XRPL and use XRP as a bridge6.8×670k4.7k1.4k129
33Dec 16, '24Since the idea of $RLUSD many months ago to launch in a matter of hours, I’ve been looking forward to more use cases realized on the XRPL and more liquidity on-chain with a trusted6.7×666k7.6k1.8k295
34Jun 6, '23I have David's phone. Give me 25,099 XRP or I drop him.6.7×665k5.5k563128
35May 14SCAM ALERT: There has been a huge escalation lately in airdrop and giveaway scams targetting XRPL users lately. Any such posts you see are likely scams. Anyone claiming to be me on6.5×648k6.5k1.4k173
36Jul 2, '23Me with a small piece of a glacier.6.4×633k4.3k42493
37Dec 1, '24I just officially hit 12 years at Ripple just as XRP moves into the number three position by market cap. Coincidence?5.7×565k12k1.3k256
38Mar 2, '25Wow! Incredible news.5.5×549k7k698168
39Feb 12, '25So I guess this is public now. :)5.3×526k5.2k1.1k721
40Jun 24, '25My favorite theory for @ahbritto's mysterious post is that many, many years ago he set up a deadman switch to send the private keys to his XRPL accounts to me if he doesn't post fo5.0×498k6.4k645377
41Apr 20, '23On my way home after surgery. I feel fine.4.6×455k4.7k16432
42Feb 2, '25The usual explanation for weekend dips is that buyers can't get fiat into exchanges on the weekend while sellers can get crypto in.4.4×439k4.4k621275
43Feb 25, '25It’s here - Ripple’s roadmap for institutional DeFi on the XRP Ledger in 2025. As roadmaps go, I (personally) think this one is pretty great – outlining a clear direction with use 4.0×401k6.5k1.5k505
44Dec 8, '24If you send me just 10 XRP, then I will ... ... have 10 more XRP.4.0×400k5.4k396121
45Dec 17, '22To anyone who worked at FTX or any associated companies: Ripple is *NOT* hiring. To everyone else: Ripple is always hiring.3.9×387k5.8k63913
46Apr 7, '25Finally some good news.3.8×379k5.6k682183
47Dec 17, '24!!!3.7×366k7.4k701157
48Jan 30, '25Woohoo!!3.7×363k6k1k217
49Oct 8, '25Oh no!3.6×361k5.6k585160
50Oct 1, '25Hey everybody, save the kind words for when I die.3.5×351k9.1k441206
52Feb 8, '25My biggest regrets in life are the times I decided to lower myself to someone else's level.3.5×348k7.6k709285
53Dec 10, '2416 people at a table for 12.3.5×348k4.9k379153
54Mar 26, '25Caption this photo.3.5×344k5.7k554192
55Jan 16, '24I had a conversation with a bitcoin maxi today. It went like this: Him: Do you want to know my opinion of XRP? Me: Sure. Him: It's worthless. Me: I know, but tell me anyway.3.5×343k4.5k510113
56Feb 20, '25This guy quits YouTube the way my uncle quit smoking.3.4×341k5.6k34985
57May 31, '24They'll let anyone into this place.3.0×299k4.9k33785
58Jan 28, '25The crypto movement now looks less libertarian than it ever has, and that makes me a little sad.3.0×293k4.8k413135
59Oct 21, '25Huge increase in phishing emails claiming hardware wallet security upgrades or verification processes. Ignore any such messages you receive unless you can independently confirm the2.9×292k5k953232
60Jan 18, '25Can crypto people please stop attacking each other? Save some for the enemy to kill.2.9×292k4.7k46563
61Jan 12, '22Retweet if you think @bgarlinghouse should get an XRP tattoo to match his Ripple tattoo. (Please don't fire me, Brad.)2.8×08.8k3.7k16
62Mar 26, '25Am I doing this right?2.7×265k6.5k481151
63Feb 8, '22I guess I must have bumped into the switch while I was sleeping.2.6×010k1.7k191
64Apr 1, '25Be careful guys, today is April 1, the one day you can't believe everything you read on the Internet.2.5×247k4.7k45699
65Nov 16, '24Happy birthday to everyone who has the same birthday as me!2.2×218k4.9k26655
66Dec 25, '24Merry Christmas to everyone who opposes regulation by enforcement.2.2×218k6.9k60965
67Apr 8, '21Instead of getting rid of qualified immunity, let's extend it to everyone accused by the government of violating the law. Why should we hold ordinary citizens to a higher standard 2.0×08.1k1.5k40
68Nov 6, '25Thanks to everyone who came to XRP Community Night NYC tonight. You were all amazing. This community means everything to me.1.9×191k8.6k615115
69Nov 26, '22I have to admit, I thought the world would turn on SBF and friends as soon as their outrageous fraud, shocking incompetence, and mind-boggling greed became clear. I am completely b1.5×06k1.3k30
70Oct 21, '22Maybe this is the exhaustion talking, after a week of going to bed at 1AM and getting up at 7, but I feel more positive about Ripple's prospects, and those for the entire crypto sp1.5×06.6k1.1k33
71Apr 14, '21So is everyone back to checking crypto prices fifty times a day again or is it just me?1.5×07.1k5947
72May 15, '21Today was a good day.1.4×05.8k82586
73Oct 31, '22Thanks to the collective effort of the #XRPL community and @RippleXDev engineers, XLS-20 is now enabled on the XRP Ledger Mainnet and a few NFTs have already been minted. (1/4)1.3×05.2k1.3k30
74Jul 24, '21A message to all of my followers. Yes, even you.1.3×05.9k55886
75Oct 31, '22It's Halloween. Why does it feel like Christmas?1.3×05.2k770142
76Jan 21, '22My usual Lamborghini and caviar ads have been replaced by ads for payday loans and the suicide prevention hotline. Is something going on in the crypto markets?1.3×05.7k68827
77Apr 13, '21This is probably going to be my least popular tweet ever, but: If you have life-changing amounts of cryptocurrency, please take some time to seriously consider selling some to redu1.3×04.2k671198
78Feb 19, '22If this tweet gets gets fewer than ten likes, I will flip the switch.1.3×05.3k46137
79Dec 9, '21Someone stole like a zillion Shiba Inu coins today; losses were estimated at like $1.37.1.2×05.4k48828
80Sep 8, '21Sorry, can't relate.1.2×05.4k76329
81Mar 17, '22A lot of people think that my tweets are coded messages or jokes, but that is not true. Every single tweet means exactly and precisely what it says. Except for this one.1.2×05.6k44824
82Jul 11, '21I swear this is not altered or faked. I ordered delivery and this was written on the bag. It's probably 68s upside down, but I can't tell for sure.1.2×04.6k65971
83Dec 12, '20I finally decided to share my speculations about the price of XRP over the next few months. Also, since the Polysign NDA/embargo has been lifted, I can finally share the exciting s1.2×04.1k558121
84Feb 18, '22I had my yearly performance review at @Ripple today. You will all be happy to know that I achieve all of my objectives for this meeting -- I still have an awesome job.1.2×06.2k43415
85Nov 1, '21Wrapped XRP is coming to Ethereum! Great news for those that want to access XRP within Ethereum wallets, DeFi, and smart contracts. It’s a multichain 🌏 after all.1.2×04.2k1.1k41
86Sep 2, '22XRPL1.2×05.1k79120
87Jan 31, '18Public Service Announcement: If you see a Tweet that tells you to send some cryptos somewhere and more will be sent back to you, it's a scam. If it seems to be coming from someone 1.2×04.2k1.1k9
88Dec 14, '22Does this man have no shame? Against the entire weight of an absurdly massive amount of evidence, he blames the FTX collapse on ..... Binance.1.1×04.5k88136
89Oct 2, '21Today is the day we're supposed to wake this guy up.1.1×04.5k618167
91Mar 22, '22bridges > walls1.1×04.3k1.1k44
92Apr 10, '21If the price of XRP stays over 1 USD for two weeks, I will personally start advocating for a drop in the XRPL reserve requirements from 20/5 to 10/2.1.1×04.4k84739
93Dec 4, '21It's going to be a rough ride.1.1×04.3k56675
94Dec 22, '20The United States is one of the few countries where regulators will, after years of you operating in full light of day and frequently updating them on everything you're doing, turn1.0×04.2k75328
95Nov 10, '22Hey @FTX_Official employees not involved in compliance, finance, or business ethics: @Ripple is always hiring.1.0×04.6k60810
96Feb 9, '22Today I hosted a party for time travelers only. Nobody showed up. This Tweet is necessary to validate the experiment.1.0×04.4k37831
97Nov 17, '2132 ounce Tomahawk steak. Happy birthday to me!0.9×04.5k1558
99Jun 20, '22This is one of my last photos of my dad. I miss him every day.0.8×04.4k5812

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